User:Vtaylor/JA7 Success



=JA Economics for Success®=
 * hands-on classroom activities
 * personal finance
 * education and career options
 * skills, interests, and values
 * economic benefits of staying in school

Introductions
0 - don't know much 1 - some idea 2 - pretty good
 * name
 * interest
 * skill, something you are good at
 * money management score

Getting started
Junior Achievement
 * JA in a Day - 6 sessions, workbook
 * big idea, key words
 * activity - groups, games
 * learn more... discuss, look up, ask
 * I think... hard questions, no easy answers

Session One: Mirror, Mirror
choices, self-knowledge, skills, interests, values, world of work, education, career, life choices


 * Choices - pick one
 * People, Data, Things, Ideas
 * What's important? Says who?

Session Two: Choose Your Success
connections - personal finance, education, career options, consequence
 * Choose Your Success game
 * I want to be... bls.gov - average salary, education required, cost of education
 * Stay in school? Why? Why not? How to decide?

Decision making

 * 1) Define the decision
 * 2) Brainstorm
 * 3) Evaluate solutions
 * 4) Choose the "best" option
 * 5) Make a plan and take action
 * 6) Review results

Session Three: Keeping Your Balance
occupation, monthly salary, income, gross, net, budget, spending, saving, opportunity cost


 * Occupation Cards - monthly salaries, budget
 * How much does it cost to... feed a family, pay rent/mortgage, make a car payment, pay monthly cell phone bill
 * Need or want? What's the difference?

Session Four: Savvy Shopper
consumers, pay for goods and services, cash, check, debit, credit, credit card, loan, interest, cost of credit


 * Savvy Shopper game
 * Do the math. Interest calculations
 * Now or later? Think about it.

Session Five: Keeping Score
credit, credit score, credit report, consequences - positive, negative
 * Keeping Score game
 * AnnualCreditReport.com
 * Would I lend money to me?

Session Six: What’s the Risk
risk, insurance, loss, injury, emergency, deductible, co-pay, policy, premium, opportunity cost
 * What's At Risk
 * What would we do if... tree fell on car, broke your arm
 * Take a chance? Risk averse? Which are you? Worst case? Best case?

Big ideas

 * skills, interests, values, work - Things, Data, People, Ideas
 * decision making, "trade-offs", opportunity costs
 * needs, wants, expenses - immediate, future, unplanned, emergencies
 * income, gross, net, deductions, budget, spend, save, debt, loans, interest, repayment, credit score, credit report
 * risk, insurance, consequences

Take home

 * CD, newsletter
 * discuss these ideas with family, friends
 * ask for help if you need it
 * think about your interests, skills, values, work-type preferences
 * practice decision-making

What's next

 * explore skills, interests, values, and the world of work
 * make informed education, career, and life decisions
 * apply your knowledge of personal finance, needs versus wants
 * practice sound money management, regardless of income

Reference

 * Bureau of Labor Statistics - jobs, salaries
 * AnnualCreditReport.com
 * Ask CFPB - Consumer Finance Protection Bureau
 * Kids' Money For Teens
 * Junior Achievement
 * JA Economics for Success Edmodo xxull2